It's like buying it, but instead of buying it all up front, you make small payments over a long course of time.

also, thanks for the suggestion! edit: i looked that up on amazon and it came up with 2 very similar looking things, one of which is at 500, and the other of which is a number 1 best seller and is on sale for 300 down from 400.

500 drum: https://www.amazon.com/Alesis-Forge-Kit-Eight-Piece-User-Loaded/dp/B01BDMKH2Y/ref=sr_1_1?ie=UTF8&qid=1506315568&sr=8-1&keywords=Alesis+Forge+kit

300 drum: https://www.amazon.com/Alesis-Nitro-Kit-Electronic-Cymbals/dp/B0187KO8X4/ref=sr_1_2?ie=UTF8&qid=1506315568&sr=8-2&keywords=Alesis+Forge+kit