Should go with Gen 4 SSD like Cardea Zero for 3 times the speed.

If you want to push to 1TB, I recommend the Cardea Zero, it has DRAM and the price is very competitive

https://www.amazon.com/TEAMGROUP-Cardea-Zero-Z440-TM8FP7001T0C311/dp/B07Z4J96C9

Z440 1TB (3,024)

32GB Vulcan Z 3600mhz 2x16GB (3,367)

It depends on your use-case cause for a casual user they'd perform functionally the same, but if you really need the faster transfer speeds then you'd notice 3500MBs vs 7000+MBs. So if you're a casual user then the good news is that you likely wouldn't notice a difference between like 80% of SSDs you buy nowadays anyway. So in that case yes the MP34 would do just fine.

My recommendation for a balance of speed and cost-efficiency is the Z440, which sits just in-between the MP34 and Fury Renegade in terms of speed but at only like $58 for 1TB. But if you wanted to spend the extra $20 to go top-of-the-line, I wouldn't blame you.