First, I don't know where you're looking for ST Warranties. The warranty for that laptop 200-250 is $54 link.

Let's compare this TV. Best Buy warranty for 5 years is $180. The same SquareTrade warranty from Amazon is $77.

Not 1/4 (I was exaggerating) but <1/2. And it's similar for all TVs.

You work for Best Buy dude, you're a little biased. That's okay.