I agree duvet and hypoallergenic comforter. I love these duvets and they come with matching pillow cases. High end look and feel for great price.
For sheets I really like these . I have two sets of sheets and duvet that I rotate for same day turnovers. Have gotten many compliments on comfy bed.
I do sheets, light blanket, duvet-covered comforter, two soft pillows, two memory foam fill pillows, and a cute throw pillow, with towels rolled and placed at the end of the bed for hotel effect. All white so when I’m washing everything together if there’s a stain I can throw in a little fabric-safe bleach.