get amazon gift cards
use them to buy Visa Gift cards on amazon sold by amazon
there are then two routes
(1) use gift cards to pay your bills like internet/cable/food and use cash monney you'd normally put towards those expenses to pay off your credit cards. this is ideal because there won't be a fee to use the cards. ie normally u spend $500 on all those bills. use $500 worth of gift cards to pay them off and take the $500 cash and pay down your cards.
(2) use gift cards to send yourself $$$ on paypal then pay off debts. this will have a 3% fee