I would give some consideration to this model for $815. It has an i5 10300H which is a decent quad-core CPU and all you really need to play games. The GPU is an RTX 3050 which is far superior to a 1650 or 1660 that last year's models use. It also has a 144Hz display so expect games to feel pretty smooth. The biggest drawbacks is the storage and memory - you'll likely want to upgrade those as soon as funds permit. You can pick up a 1TB SSD for roughly $80 to give you plenty of room for games. Another stick of RAM is easy and cheap to buy.
Is this a good PCVR for the price? Is the jump to i7 and RTX3050Ti worth it?
This one:
List Price: $839.99
Price: $659.99
You Save: $180.00 (21%)
Get that one with the 3050:
https://smile.amazon.com/dp/B092YHJGMN/ref=cm_sw_r_cp_apa_glt_fabc_6V6XTE0CYDANJ8JDZ1B2