The Granit looks interesting I'll check it out:

https://www.amazon.com/dp/B00H3TL52S?tag=georiot-us-default-20&th=1&psc=1&ascsubtag=cyclingnews-us-2369743847696165400-20&geniuslink=true

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I didn't realize that insurance companies rate your locks. I have renter's insurance and they didn't mention anything like that in the terms.